Emigrate to Nicaragua

⇒ Culture of Nicaragua

⇒ Climate

⇒ Language

⇒ School system of Nicaragua

⇒ Health care system

⇒ Vaccinations and medical certificates

⇒ Tax system

⇒ Economy

⇒ Prices by index

⇒ Real estate

⇒ Company foundation

⇒ Visa

⇒ Safety

Culture of Nicaragua

The culture of Nicaragua is diverse and rich, characterized by a mixture of indigenous traditions, European influences and Afro-Caribbean culture. Here are some characteristics that distinguish the culture of Nicaragua:

  1. Diversity of ethnic groups and languages: Nicaragua is home to several indigenous peoples, including the Miskito, Sumo, Rama and Garifuna. Spanish is the official language, but in some regions indigenous languages and English are also spoken.
  2. Folklore and traditions: Indigenous cultures have rich traditional practices, music, dances and festivals. These are often celebrated in colorful costumes and with traditional instruments.
  3. Culinary diversity: Nicaraguan cuisine reflects the country’s ethnic diversity. Dishes like “Gallo Pinto” (rice and beans), “Vigorón” (pork and yuca) and “Nacatamal” (stuffed pasta) are typical of the country.
  4. Literature and Art: Nicaragua has a rich literary tradition, known through poets such as Rubén Darío and Ernesto Cardenal. Handicrafts such as ceramics, textiles and painting are also important for the culture.
  5. Religion and festivals: The majority of the population is Christian, and religious festivals such as Semana Santa (Holy Week) are celebrated throughout the country. But indigenous rituals and festivals also continue to have significance.
  6. Music and dance: Music plays a central role in Nicaraguan life. Traditional music styles like “Marimba” and “Palo de Mayo” are popular. The Caribbean region of the country is known for its lively Caribbean rhythms.
  7. Natural Beauties: Nicaragua is rich in natural beauty with its volcanoes, lakes, beaches and rainforests. These landscapes also have an impact on the cultural identity of the country.
  8. History and political movements: Nicaragua’s political history, especially the Sandinista Revolution, has also influenced the country’s cultural development and continues to shape the social consciousness of many people today.

The culture of Nicaragua is a fascinating mix of traditions that come from different ethnic groups and have been shaped by the country’s history.

Beeindruckende Landschaft von Nicaragua


The climate in Nicaragua is diverse and varies according to geographic location, altitude above sea level and proximity to different bodies of water. Basically, the climate in Nicaragua can be divided into three main regions: Pacific Coast, Central Valley and Caribbean Coast.

  1. Pacific Coast: The Pacific Coast of Nicaragua has a tropical climate with a dry and rainy season. The dry season lasts from November to April, while the rainy season lasts from May to October. Temperatures are relatively constant throughout the year, with the hottest months usually between March and May.
  2. Central Valley: The Central Valley, where the capital Managua is located, has a more temperate climate than the coastal regions. Temperatures here are more comfortable throughout the year, and there are fewer extreme temperature fluctuations. The dry season lasts from December to May.
  3. Caribbean Coast: The Caribbean coast of Nicaragua has a more humid climate with higher rainfall compared to the Pacific coast. Here there are less pronounced seasons, and precipitation can occur throughout the year. The Caribbean coast is also prone to tropical storms and hurricanes during the hurricane season from June to November.

It is important to note that due to the geographical diversity in Nicaragua, there are some microclimates. The country’s altitudes, volcanoes and mountain ranges can greatly affect the climate in certain areas. Overall, it can be said that Nicaragua has a tropical climate that can vary from the coast to the mountains.


Several languages are spoken in Nicaragua, with Spanish being the official language and used by the majority of the population. However, there are also indigenous languages and a creole language:

  1. Spanish: Spanish is the most widely spoken language in Nicaragua and is spoken as a native language by the vast majority of the population. It is the official language of the country and is used in educational institutions, media, government and everyday life.
  2. Miskito: The Miskito language is an indigenous language spoken by the Miskito people of the eastern Caribbean coast of Nicaragua. It is one of the most widely spoken indigenous languages in Nicaragua.
  3. Sumo-Mayangna: The Sumo-Mayangna language is also spoken by indigenous communities in Nicaragua, mainly in the mountainous regions in the north of the country. There are several dialects within this language family.
  4. Garifuna: Garifuna is a Creole language spoken by the Garifuna community in some coastal areas of Nicaragua. This community has African and indigenous roots.

It is important to note that the distribution and persistence of indigenous languages in Nicaragua varies. However, while Spanish is the dominant language, many communities also strive to preserve and promote their indigenous languages and cultures.

School system of Nicaragua

For emigrating to Nicaragua with the family, the school system obviously plays a significant role:

The school system in Nicaragua is governed by the Ministry of Education and is divided into different levels of education. Here is an overview of the school system in Nicaragua:

  1. Preschool Education: Preschool education is available for children ages 4 to 6, but is not mandatory. It is designed to provide children with basic preparation for elementary school.
  2. Primary education: Primary education in Nicaragua is compulsory for children aged 6 to 12 and lasts six years. Primary education covers the first six years of school and teaches basic subjects such as reading, writing, mathematics, science and social sciences.
  3. Secondary Education: Secondary education is divided into two cycles: the Basic Cycle (Ciclo Básico) and the Diversified Cycle (Ciclo Diversificado). The basic cycle lasts three years and is designed for students between the ages of 13 and 15. The Diversified Cycle also lasts three years and is for students ages 16 to 18. In this cycle, students can choose between different fields of study tailored to their interests and abilities.
  4. Higher Education: Higher education in Nicaragua includes universities and technical colleges. There are both public and private higher education institutions. Higher education in Nicaragua offers various fields of study and degrees in areas such as engineering, social sciences, humanities, natural sciences and more.

Healthcare system

The health system in Nicaragua is a public health system administered by the Ministry of Health (Ministerio de Salud). Here are some characteristics of the health system in Nicaragua:

  1. Public Health Centers: Nicaragua has a network of public health centers that provide medical services in urban and rural areas. These centers provide a wide range of services, including primary care, immunizations, preventive care and health education.
  2. Hospitals: the country has hospitals that provide medical care at various levels, from primary care to specialized medical services. Larger cities usually have hospitals with better equipment and specialists.
  3. Health programs: The Ministry of Health operates various health promotion and disease prevention programs, particularly for the most vulnerable populations.
  4. Health insurance: Nicaragua has a social security system that gives workers and their families access to health care. This system is financed by contributions from employees and employers.
  5. Challenges: The health system in Nicaragua faces challenges such as limited financial resources, unequal access to health care between rural and urban areas, and a shortage of health professionals.
  6. Medical Tourism: In recent years, Nicaragua has also attracted medical tourism, where foreign patients receive medical treatment at lower prices than in their home countries.
Ein Auszug aus der Tierwelt in Nicaragua

Vaccinations and medical certificates

Vaccinations and medical certificates are required to emigrate to Nicaragua as a German. Nicaragua has certain health requirements for immigrants and long-term residents to protect public health in the country. As a rule, these include:

  1. Vaccinations: Some vaccinations may be required or recommended to enter Nicaragua. These may include vaccinations against yellow fever, hepatitis A and B, tetanus, diphtheria and measles. Find out about the necessary vaccinations well in advance of your trip or immigration.
  2. Health Certificates: You may be required to provide medical evidence of your health or certain vaccinations. This depends on the regulations and requirements in place at the time of your entry.
  3. Health Check: Upon entering Nicaragua, you may be checked for your medical condition. Increased health checks may be required, particularly in the event of epidemics or health threats.

Tax system

The tax system in Nicaragua is subject to various laws and regulations that govern the taxation of individuals, corporations and other economic activities. Here are some important points about the tax system in Nicaragua:

  1. Income tax: Nicaragua has a progressive income tax, with higher incomes taxed at higher rates. Tax rates may vary depending on income levels.
  2. Corporate tax: Companies in Nicaragua are subject to corporate income tax, which is levied on the company’s profits. Tax rates may vary depending on the type of business and the amount of profit.
  3. Value Added Tax (IVA): Nicaragua imposes a value-added tax known as Impuesto al Valor Agregado (IVA). The general IVA rate is usually 15% on the sale of goods and services.
  4. Real Estate Tax: There is a real estate tax in Nicaragua that is levied on the value of land and real estate.
  5. Customs and Import Duties: Customs duties and import taxes may apply when importing goods into Nicaragua, depending on the type and value of the imported goods.
  6. Social security contributions: Employees and employers must pay social security contributions that cover the cost of health care, pensions and other social benefits.
  7. Tax Incentives: There are certain tax incentives and concessions for certain industries or investments in Nicaragua. These can vary depending on the industry.

Tax tricks

Here are some ways you can potentially save on taxes in Nicaragua:

  1. Use of tax incentives: Nicaragua may offer tax incentives and concessions for certain industries or investments. Find out about programs that may apply to your business or personal activities.
  2. Structuring business activities: By carefully structuring your business activities and transactions, you can minimize the tax impact. This can include choosing the right form of business, drafting contracts, and using expenses efficiently.
  3. Tax-efficient investments: When investing in real estate, securities or other assets, you can take tax considerations into account to reduce your tax burden. For example, long-term capital gains could potentially be taxed at a lower rate.
  4. Retirement and pension plans: explore the possibility of investing in approved pension or retirement plans. In some cases, contributions could be tax deductible.
  5. Tax advice: to ensure that you use the best tax strategies for your specific situation, you should consult professional tax advisors or attorneys who are familiar with the Nicaraguan tax system.


Nicaragua’s economy is one of the poorest in Latin America and is one of the less developed countries in the world. The country’s economy is heavily dependent on agriculture, particularly the production of coffee, bananas, sugar cane, rice and beans. Here are some important features of the Nicaraguan economy:

  1. Agriculture: Agriculture is an important economic sector in Nicaragua. Coffee has traditionally been the country’s main export, and coffee production contributes significantly to the economy. Bananas, sugar cane and other agricultural products are also of great importance.
  2. Tourism: The tourism sector has increased in recent years and contributes to economic development. Nicaragua has impressive nature, beaches, volcanoes and cultural attractions that attract tourists.
  3. Textile industry: The textile industry is a significant sector characterized by foreign investment and the production of garments for export.
  4. Exports and imports: Nicaragua exports mainly agricultural products, textiles and machinery. The main consumer countries are the USA, Canada and members of the European Union. Imports are mainly petroleum, machinery, vehicles and electronics.
  5. Labor market: The unemployment rate in Nicaragua is comparatively high, and the informal economy is widespread. Many people work in agriculture or in the informal sector.
Mit ihrem Auswanderportal Frequenza können Sie nach Nicaragua auswandern

Prices by index

Since prices can change constantly in a fluctuating economy like Nicaragua’s, we refer here to the Cost of Living website. This constantly updates its values and thus keeps you up to date.

Real Estate

As an immigrant in Nicaragua, it is possible to buy or rent real estate. Nicaragua has attracted a growing number of foreigners over the years looking to buy or rent property there, whether for retirement, investment or extended stay.

However, when buying real estate in Nicaragua, there are some aspects you should consider:

  1. Ownership Rights: verify the ownership rights to the property and ensure that the seller has the legitimate right to sell the property.
  2. Title Check: Conduct a thorough title check to ensure the property is free of debt or legal problems.
  3. Local laws and regulations: Learn about local laws and regulations related to buying real estate in Nicaragua. Some areas might have restrictions for foreigners.
  4. Rental Agreements: If you want to rent a property, make sure you have a clear lease agreement that outlines the terms and costs of the rental.

It is advisable to proceed with caution when dealing with real estate matters in Nicaragua and to seek professional advice to minimize potential legal and financial risks.

Company foundation

As an immigrant in Nicaragua, it is possible to start a business. Nicaragua has a comparatively open attitude toward foreign investors and entrepreneurs. You can start a business as a foreigner in various sectors, be it tourism, agriculture, trade or others.

Here are some steps and information to consider if you want to start a business in Nicaragua:

  1. Business Form: In Nicaragua, you can establish different types of businesses, including sole proprietorships, partnerships and corporations. One of the most common forms is the “Sociedad de Responsabilidad Limitada” (SRL), which is similar to a limited liability company.
  2. Company Name: Check the availability of the desired company name at the “Registro Mercantil”, the commercial registry office in Nicaragua.
  3. Business Plan: Create a business plan that includes your business strategy, market analysis, financial projections, and other relevant information.
  4. Capital requirements: The amount of share capital required varies depending on the type of company and the area of activity. Some industries may require a minimum investment.
  5. Business License: Apply for a business license at the “Registro Mercantil” or other relevant authorities, depending on the type of business.
  6. Taxes and duties: Find out about the taxes and duties that apply to your business. Nicaragua offers tax incentives in some cases for certain sectors of the economy.
  7. Work Permits: If you wish to hire employees, you must apply for the necessary work permits.
  8. Legal advice: it is advisable to seek advice from a lawyer or business consultancy with experience in Nicaragua to ensure that you meet all legal requirements.
  9. Cultural sensitivity: Be sure to act in a culturally sensitive manner and respect local customs and business practices.

Company forms

In Nicaragua, immigrants can create different types of businesses, depending on their business objectives, the type of activity and other factors. Here are some of the most common types of businesses you can start in Nicaragua:

  1. Sole proprietorship (Persona Natural): A sole proprietorship is run by an individual and is the simplest form of business formation. The owner is personally responsible for all debts and obligations of the company.
  2. Sociedad de Responsabilidad Limitada (SRL): This is a limited liability company similar to a limited liability company. The liability of the shareholders is limited to their contributions. An SRL requires at least two shareholders.
  3. Sociedad Anónima (SA): This is a joint stock company in which the capital is divided into shares. The liability of the shareholders is limited to their contributions. An SA requires at least two shareholders.
  4. Sociedad en Nombre Colectivo: This is a company with unlimited liability, in which all shareholders are personally liable for the debts and obligations of the company.
  5. Sociedad en Comandita Simple: This type of company combines both shareholders with limited liability and those with unlimited liability. The limited partners are the “limited partners”, while the general partners are the “general partners”.
  6. Branch or Subsidiary: A foreign company can open a branch or subsidiary in Nicaragua to do business there. This usually requires approval from the relevant authorities.

For emigrating to Nicaragua as a German, there are several visa options available. The exact requirements may change over time, so it is advisable to get the latest information from the Nicaraguan embassy or consulate. Here are some of the most common visa categories:

  1. Tourist Visa: This visa allows you to visit Nicaragua for tourist purposes. The length of stay may vary depending on the terms of the visa. As a rule, it is between 30 and 90 days.
  2. Retired or Retirement Visa: Nicaragua offers a special visa for retirees and pensioners who wish to spend their retirement in Nicaragua. It usually requires verifiable monthly income or pension payments.
  3. Investor Visa: If you intend to invest in Nicaragua and start a business or invest in an existing business, you may be eligible for an investor visa.
  4. Work Visa: If you want to work in Nicaragua, you usually need to apply for a work visa. This usually requires a job commitment from a Nicaraguan company.
  5. Student Visa: If you intend to study in Nicaragua, you can apply for a student visa. You will usually need a certificate of approval from an accredited educational institution.
  6. Family Reunification: If you want to live in Nicaragua to be with your family who already lives there, you could be eligible for a family reunification visa.

It is important to note that applying for a visa may require certain documents and proof, such as a valid passport, health certificates, financial proof, and possibly a criminal record certificate. The exact requirements may vary depending on the visa type.

Security in the country

The security situation in Nicaragua can be complex and varies by region and time. It is important to understand that Nicaragua, like many other countries, has its ups and downs in terms of security. Here are some important points to consider:

  1. Crime: Theft, pickpocketing and other forms of crime may occur in some parts of the country, especially in urban areas.
  2. Social and political unrest: Nicaragua has experienced social and political unrest in the past. Protests and demonstrations may occasionally occur and it is advisable to keep up to date with current events and travel advice.
  3. Natural disasters: Nicaragua is located in a seismically active zone and is prone to earthquakes. Floods may occur during the rainy season. Travelers should be aware of emergency plans and safety precautions.
  4. Health: Health risks such as Zika virus, dengue fever and other tropical diseases should be considered. It is advisable to get the necessary vaccinations and learn about health precautions.

It is always advisable to inform yourself about the official safety instructions, we refer here to the information of the German Foreign Office: Safety Instructions Nicaragua.

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